12-14 White ST Vergennes, VT 05491

Exceptional multi-family investment opportunity in downtown Vergennes! This fully renovated duplex sits on .6 acres across two street parcels (White Street and Cataract Street), positioned near both Vergennes Falls Park and Settlers Park. The property features two residential units: a spacious three-bedroom and a comfortable two-bedroom, each completely updated with quality finishes and modern systems. Both units benefit from separate utilities, new high-efficiency heating systems with mini-splits for comfort and energy savings, entirely new plumbing and wiring throughout, fresh paint in all areas, and new flooring in some bedrooms and bathrooms. The two-bedroom unit includes spray foam insulation in the ceilings for enhanced energy efficiency. The three-bedroom unit features a covered front porch and updated kitchen with new island. Currently, one unit generates rental income; the other remains vacant, making owner-occupancy possible for investors seeking to live in one unit while collecting rent from the other. Listed significantly below the August 2025 appraised value. The property's lot configuration on both sides of the street offers further development potential for future growth. Ideal for owner-occupant investors, portfolio builders, or experienced investors seeking immediate cash flow and long-term appreciation. Perfect starter investment or expansion property!